Kingston Finance Ltd

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Profit in Property.

Make Your Premises Work For You!

One of the greatest costs to your business can be the premises: tied into long-term leases with little room for manoeuvre if your business, or the economy, takes a dip, premises can be a huge headache, when they could be an opportunity.

We’ll take a look at your business, past, present and future, and help you to assess how you can gain control over how you manage your own commercial property. Not only could you side-step landlord restrictions and random rent-rises, but also customise the property to your own requirements, use it as security for future expansion and financing, and even develop space for rental sub-lets.

We take a holistic approach to reviewing and assessing your situation, and with whole-of-market access, we can help to put the keys to your property in your hand.

Here are a few reasons why owning your commercial premises makes good business sense:

  • Invest over the long-term

    When you own a property, you have the opportunity to build equity over time. As you make mortgage payments, you gradually increase your ownership stake in the property, which can serve as a valuable asset and potentially appreciate in value.

  • Take greater control

    Owning a property provides stability and a sense of control over your living or business space. You have the freedom to personalise and modify the property to suit your needs without seeking permission from a landlord. This control also extends to business operations if the property is used for commercial purposes.

  • Gain tax benefits

    Property ownership often comes with tax advantages. Mortgage interest and property tax payments are typically tax-deductible, potentially reducing your overall tax liability.

  • Enjoy asset appreciation

    Property has historically shown a tendency to appreciate in value over the long term. By owning a property, you can benefit from potential price appreciation, which can provide a substantial return on investment in the future.

  • Generate rental income

    If you own a property that you don't need to fully occupy, you have the option to rent it out whole, or sub-let to generate rental income. This income can help offset mortgage payments or serve as an additional revenue stream for your business.

  • Increase borrowing power

    Property ownership can provide you with additional borrowing power. If needed, you can use the equity in your property as collateral to secure loans for various purposes, such as business expansions and other investments in your company.

Kingston Finance are not authorised and regulated to provide specific advice on Investments or Tax Planning although we can introduce you to suitably authorised entities should you so wish.

It’s important to note that property ownership also comes with responsibilities, such as maintenance and repairs, property taxes, and insurance costs. Kingston Finance will carefully assess your situation and consult with a wide network of financial professionals, to help you make a sound decision, and find the right financing.

Commercial Mortgages

Property Development

Short-Term Funding

Buy to Let